Jerry Dowling offers a no collection no commission based service to its clients, therefore there is no risk to you and it gives you the added assurance that we will work hard on your behalf to collect what is owed to you. We are debt recovery specialists and have over 10 years experience working across both personal and commercial debt collection. You simply pay a commission based on the amount of the debt and you may be able to charge our fees to your debtor if your agreed terms and conditions allow for this, resulting in a win win situation for you at no cost.

In the event a debtor does not pay, we will recommend other suitable options to you to make sure your debt is a priority to get you paid fast. Field calls are carried out by our specialist debt recovery agency, adding another dimension to the collection process. A quote for a field call can be provided on request; field call costs are dependant on the location of the debtor.

Once a debt is lodged with us, Jerry Dowling handle everything including:

• Contacting your debtors via multiple collection channels
• Collecting payment or organising a payment arrangement
• Monitoring debt collection payment arrangements and following up default payments
• Issuing Demand Letters to encourage debtor to make payment earlier
• Legal representation during court proceedings.

Our process starts with sending a “Letter of Demand” on our letterhead requesting payment. The letters we send explain the consequences of non payment, which can include field calls and or legal action. We offer a variety of payment options for your debtor to pay the account. A payment arrangement is offered to your debtors who are experiencing financial difficulty. Jerry Dowling reviews arrangements regularly to ensure compliance of payment arrangements.

The length of time you leave a debt unpaid should be decided as part of your account procedures. Any debt that is in excess of 90 days is a warning that the invoice may not be paid. Remember the earlier you refer the debt to Jerry Dowling the more current the information and accessibility of the debtor. This gives you the greatest chance of recovery.